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5 Options You Have When You Can’t Pay Your Bills

2018-02-15T17:10:59+00:00

Are you struggling to pay all of your monthly bills? Is your debt starting to snowball because you simply can’t keep up with your bill payments? If so, there may be various options for addressing the outstanding debt before it gets out of control – and before creditors start moving forward to garnish wages, repossess your assets and/or sue you. What You Can Do When You Can’t Pay Your Bills Cut back and try to free up some more funds – Take a close look at how you spend money on a monthly basis to see if there are any [...]

5 Options You Have When You Can’t Pay Your Bills 2018-02-15T17:10:59+00:00

Debt Settlement FAQs: What You Need to Know about Settling Debt with Creditors (Pt. 3)

2018-02-15T18:56:56+00:00

Wrapping up this blog series, here, we will answer some final debt settlement FAQs. Debt Settlement FAQs: Additional Answers You May Need to Have Q – What are some of the red flags of debt settlement scams? A – If you are shopping around for debt settlement companies, beware of companies that: “Guarantee” to settle your debt for pennies on the dollar Charge you fees before any of your debts are settled Promise to help you take advantage of new “bailout” plans Tell you that they will stop creditors from contacting and suing you. These are common behaviors of predatory [...]

Debt Settlement FAQs: What You Need to Know about Settling Debt with Creditors (Pt. 3) 2018-02-15T18:56:56+00:00

Debt Settlement FAQs: What You Need to Know about Settling Debt with Creditors (Pt. 2)

2018-02-15T18:57:47+00:00

Resuming Part 1 of this blog series, here, we will continue responding to common questions about debt settlement. Debt Settlement FAQs: More Important Answers Q – Are creditors obligated to settle debts?  A – No. What few people realize when they sign up for debt settlement programs is that their creditors are under NO obligation whatsoever to agree to settle their outstanding debts. This means that, even if you have signed up for a program, there are actually no real guarantees that you will be able to settle your debts. That being stated, however, it’s important to note that, in [...]

Debt Settlement FAQs: What You Need to Know about Settling Debt with Creditors (Pt. 2) 2018-02-15T18:57:47+00:00

Debt Settlement FAQs: What You Need to Know about Settling Debt with Creditors (Pt. 1)

2018-02-15T18:59:56+00:00

The average American household has more than $15,600 in credit card debt, according to the U.S. Federal  Reserve. While this amount of credit card debt can be enough to make money tight around a household, the situation can get financially dire when such debt is compounded by issues like persistent unemployment, massive mortgage/medical/other debt and/or when a divorce may be impending. All of this can be grim news, but it’s important for consumers facing such significant debt to realize that: They have options for resolving these debt issues. Debt settlement can be a viable option when people aren’t ready to [...]

Debt Settlement FAQs: What You Need to Know about Settling Debt with Creditors (Pt. 1) 2018-02-15T18:59:56+00:00

Life after Bankruptcy: 6 Facts to Know (Pt. 3)

2018-02-15T19:02:02+00:00

Concluding our series Life after Bankruptcy: 6 Facts to Know, here, we’ll reveal a few more things you may want to be aware of when it comes to bankruptcy. Life after Bankruptcy: Here’s What Else You May Need to Know 5 – With the right planning, your financial life after bankruptcy can improve significantly. While we’ve discussed some of the efforts that may need to be made to improve credit in life after bankruptcy, some of the other things people can do to further improve their financial standing after a bankruptcy case include (but may not be limited to): Living [...]

Life after Bankruptcy: 6 Facts to Know (Pt. 3) 2018-02-15T19:02:02+00:00

Life after Bankruptcy: 6 Facts to Know (Pt. 2)

2018-02-15T19:05:00+00:00

Resuming Life after Bankruptcy: 6 Facts to Know (Pt. 1), here, more important info about what to expect following a successful bankruptcy case will be revealed. More Important Info about Life after Bankruptcy 3 – Getting a credit card after bankruptcy can be a bit more challenging. Given that life after bankruptcy can mean dealing with some credit impacts, this fact may not be that surprising. This is because, when people have fresh bankruptcy cases on their credit reports/records, lenders and creditors can be reluctant to issue them the same types of credit as may have been available to them [...]

Life after Bankruptcy: 6 Facts to Know (Pt. 2) 2018-02-15T19:05:00+00:00

Life after Bankruptcy: 6 Facts to Know (Pt. 1)

2018-02-15T19:18:29+00:00

Pursuing bankruptcy can help people resolve some significant debt issues. In fact, by eliminating some of the more common and crushing debt people have (like credit card debt), bankruptcy can effectively provide people with a financial fresh start. Given, however, that successful bankruptcy cases are often a first step in the road to full financial recovery, in this blog series, we will take a closer look at what people can generally expect from life after bankruptcy. While the info herein is generally helpful, if you are ready to pursue the best debt relief options for you with the help of [...]

Life after Bankruptcy: 6 Facts to Know (Pt. 1) 2018-02-15T19:18:29+00:00

How to Pay Down Debt: 6 Tips (Pt. 3)

2018-02-15T19:17:38+00:00

Ending our blog series How to Pay Down Debt: 6 Tips, below is some more helpful advice that can facilitate the process of paying down debt. How to Pay Down Debt: More Helpful Advice Tip 5 – Avoid running up new debt while you pay down your current debt. Although this tip to pay down debt may seem obvious, the journey to get out of substantial debt can be long, and new lines of credit can be enticing, especially when these credit lines offer no-interest periods or when you may need to do some extra spending (such as around the [...]

How to Pay Down Debt: 6 Tips (Pt. 3) 2018-02-15T19:17:38+00:00

How to Pay Down Debt: 6 Tips (Pt. 2)

2018-02-15T19:16:53+00:00

Resuming How to Pay Down Debt: 6 Tips (Pt. 1), here, we will reveal some more essential things to keep in mind as you focus on reducing and eliminating your debt obligations. How to Pay Down Debt: More Essential Tips Tip 3 – Pay more than the monthly minimum on at least one debt. This is a crucial tip to remember if you truly want to pay down your debt. The reason is that, if you only end up paying the minimum monthly payments on all of your debts: You’ll never end up making any real headway in paying down [...]

How to Pay Down Debt: 6 Tips (Pt. 2) 2018-02-15T19:16:53+00:00

How to Pay Down Debt: 6 Tips (Pt. 1) 

2018-02-15T19:16:04+00:00

The average U.S. household is carrying more than $203,000 in debt, when factoring in credit card debt, mortgage debt and student loan debts. While making efforts to pay such debt down is clearly important to getting to a better financial state, knowing just how to do this can be a little less clear, particularly if you are juggling multiple bills and financial responsibilities on a limited income. To shed some light on just how people can start to climb out of debt and improve their financial situations, in this blog series, we will highlight some straightforward tips regarding how to [...]

How to Pay Down Debt: 6 Tips (Pt. 1)  2018-02-15T19:16:04+00:00