Denver Bankruptcy Attorneys | Garcia & Gonzales, P.C.

Carla M. Garcia, Esq.

photo 2Carla is a life long resident of Colorado, born in La Junta, Colorado. Carla graduated from Thornton High School as an honors student, then attended the University of Arizona and graduated from the University of Colorado where she received a Bachelor of Science Degree in Finance and International Business.

Carla’s parents were the first in their families to graduate from college, so they understood the value of an education in getting ahead in life and impressed those values on to their children. Her parents were both educators. Her Mother, Delia, enjoyed a long career as a teacher in both primary and secondary education. Her Father, Charles, left teaching and enjoyed a long career in Personnel Management with the federal government. Her brother, Charles, has spent his career in Municipal Bond Finance and currently works in the largest school district in Colorado. Her brother, Chris, spent many years working in the entertainment industry in Los Angeles, California, and is currently an Event Planner for a long-standing non-profit organization in L.A., as he completes his studies at Antioch College.

While in high school and college, Carla traveled extensively in Mexico during the summer months to hone her Spanish language skills. Carla is fluent in speaking andwriting in Spanish. She also spent one semester at the University in Sevilla, Spain, studying Spanish literature and language. She traveled throughout Europe during her summer abroad.

While attending college at the University of Colorado, Carla worked as a commercial bank teller at the United Bank of Denver (f/k/a Norwest Bank, and currently known as Wells Fargo Bank). After graduating from college, she worked as a personal banking assistant in the Medical Market of the Private Banking Department. She ultimately opened a loan office in North Denver as part of the Community Reinvestment Act before leaving the bank to embark on her law career.

In September of 1990, Carla was accepted to and attended the University of Denver College of Law. She continued her employment at the bank during the day and attended the evening law school program. She successfully completed the rigorous three year program and graduated with a Juris Doctor Degree. Carla was admitted to the Colorado Bar in May of 1994.

Carla joined Richard Gonzales to form GARCIA & GONZALES, P.C. She has been a law partner since the inception of the law firm. Early in her career, Carla handled divorce cases, including custody and division of property cases, arguing such cases all the way to the Court of Appeals. Carla has successfully handled thousands of Chapter 7 & Chapter 13 cases, from the most basic to the most complex cases. She has successfully represented numerous self-employed business owners in both Chapter 7 and Chapter 13.

Carla is also capable of handling residential real estate matters and probate matters.

In September of 1998, Carla took all of the mandatory classes to receive her Colorado Real Estate Broker’s License. She has kept both her Law & Real Estate Broker’s Licenses continuously active by taking all mandatory classes required by both the Colorado Supreme Court & the Colorado Real Estate Commission. Our law firm is also in good standing with the Better Business Bureau, where we enjoy an “A+” rating.


Richard N. Gonzales, Esq .

photo 4Richard graduated from the University of Colorado with Bachelor of Science Degree in Business Administration. While he subsequently received a Scholarship for an MBA Program at Stanford University (which he respectfully declined), he then entered and graduated from University of Denver’s Law School. Within a year, Richard took and passed the Colorado Bar Examination, gaining admission to the practice of law in Colorado in May of 1977 (Reg No. 7917). Later that year, Richard also received his Colorado Real Estate Broker’s License (after completing 192 hours of in-classroom instruction and passing the Real Estate Broker’s Examination). Richard has been diligent about keeping both licenses continuously active since obtaining them.

Over the next few years, Richard served as a Deputy District Attorney in Arapahoe County, prosecuting numerous misdemeanor and felony cases, with approximately thirty Jury Trials and numerous trials to the bench. The following year, Richard worked for a small law firm handling numerous real estate matters, criminal cases, domestic relation matters and contract cases.

While in the Arapahoe County District Attorney’s Office, Richard taught classes at the Arapahoe Community College, including Business, Real Estate & Criminal Law courses.

From January of 1980 through December of 1982, Richard was In-house Counsel for Parking Company of America, Realty Company of America (including the managing Real Estate Broker) and Chaves Industrial Bank, formerly Lehman Industrial Bank. In this role, Richard was responsible for all legal matters relating to acquiring and selling commercial properties, including real estate litigation. He represented the Bank in all of its affairs with Colorado’s Banking Commissioner’s Office and was responsible for all corporate matters for all three entities, including real property acquisitions taking place in Colorado, California, New Mexico, Nevada & Canada.

The following year, Richard entered private practice with Cimino & Gonzales, P.C. As a Partner of this firm, Richard handled numerous legal matters, including:

  • Thousands of Chapter 7 & 13 bankruptcy cases
  • Cases in which he represented Creditors in the Bankruptcy Court
  • Real estate matters of all sorts (both residential and commercial—drafting contracts, leases, landlord-tenant disputes; overseeing related litigation; etc.)
  • Civil and criminal litigation of all sorts
  • Family law matters (including custody disputes, property division, & numerous contested hearings)
  • Probate cases (including probate litigation)
  • Legal and medical malpractice matters
  • Worker’s compensation cases
  • Numerous types of personal injury cases (including auto accident cases, slip & fall cases, dog bite cases, and legal and medical malpractice cases).

Since May of 1994, Richard has been a partner with GARCIA & GONZALES, P.C. and has continued to keep both his Law & Real Estate Broker’s Licenses continuously active by taking all mandatory classes required by both the Colorado Supreme Court & the Colorado Real Estate Commission. Our law firm is also in good standing with Better Business Bureau, with no complaints or disputes from clients.