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8 Tips for Fixing Your Credit Rating Following Bankruptcy – Part 2


In Part 1 of this series on tips for fixing your credit rating after a bankruptcy, we talked about the first steps to take to get your financial affairs back in order. Building your credit back up, as we discussed, involved gathering your credit reports, disputing negative comments and errors on your credit reports, and using kindness to your advantage to try and get negative credit report remarks removed, and jumping back into using credit cards. If you’ve taken the initiative and you’ve done the first four steps, chances are your credit score has gone up. Now, let’s take a look [...]

8 Tips for Fixing Your Credit Rating Following Bankruptcy – Part 22018-05-25T15:29:42+00:00

8 Tips for Fixing Your Credit Rating Following Bankruptcy – Part 1


So, upon the advice of your legal advisors, family, or friends, you wiped the slate clean and filed bankruptcy. Now, you are wondering what to do next after the dust has settled on your financial life. Maybe you’re young and you made some mistakes, or you made some bad business decision, but now you plan to come back stronger than ever. There good news – you can put a bankruptcy behind you. You can even heal your aching credit score, so that someday you’ll be able to buy the house you always wanted or expand your business with a loan. Fixing [...]

8 Tips for Fixing Your Credit Rating Following Bankruptcy – Part 12018-05-25T15:40:54+00:00

Will I Lose My Home If I File for Bankruptcy?


Not necessarily, as whether or not you can retain your home through a Colorado bankruptcy case will depend on a number of factors. Some of these include: Whether you take advantage of the Colorado homestead exemption The value of your home/property. Clarifying this answer a bit more, the following presents some of the most important facts to know about the Colorado homestead exemption for Chapter 7 bankruptcy cases. Although the information below is helpful, please feel free to contact an experienced Denver bankruptcy attorney at Garcia & Gonzales, P.C. when you need more specific information and insight regarding your debt [...]

Will I Lose My Home If I File for Bankruptcy?2018-02-15T17:04:50+00:00

4 Powerful Tips for Rebuilding Credit after Bankruptcy


Colorado bankruptcy can be the first step towards resolving serious debt issues. After the bankruptcy process, however, there are additional steps that people may need to take in order to get their finances back on track and to avoid falling back into substantial debt again. And, in many cases, rebuilding credit is one of these steps. For those who are working improving their credit following a Colorado bankruptcy case, here are some powerful tips to keep in mind: Take out a few secured lines of credit – You have to have credit to be able to demonstrate that you can [...]

4 Powerful Tips for Rebuilding Credit after Bankruptcy2018-02-15T18:06:47+00:00

How Bankruptcy Impacts Credit: 3 Myths Dispelled


Bankruptcy can be an effective way to overcome crushing debt and achieve a financial fresh start. While this can be a huge benefit of filing for bankruptcy, however, it is important to understand that: Bankruptcy cases can have some other impacts as well, particularly when it comes to people’s credit; and Bankruptcy cases are typically the first stage in the process of improving a financial outlook, as those who file for bankruptcy will usually have some ongoing work following bankruptcy if they want to make some lasting, positive changes to their overall financial situation. To shed some more light on [...]

How Bankruptcy Impacts Credit: 3 Myths Dispelled2018-02-15T18:30:51+00:00

Life after Bankruptcy: 6 Facts to Know (Pt. 3)


Concluding our series Life after Bankruptcy: 6 Facts to Know, here, we’ll reveal a few more things you may want to be aware of when it comes to bankruptcy. Life after Bankruptcy: Here’s What Else You May Need to Know 5 – With the right planning, your financial life after bankruptcy can improve significantly. While we’ve discussed some of the efforts that may need to be made to improve credit in life after bankruptcy, some of the other things people can do to further improve their financial standing after a bankruptcy case include (but may not be limited to): Living [...]

Life after Bankruptcy: 6 Facts to Know (Pt. 3)2019-02-19T22:12:02+00:00

Life after Bankruptcy: 6 Facts to Know (Pt. 2)


Resuming Life after Bankruptcy: 6 Facts to Know (Pt. 1), here, more important info about what to expect following a successful bankruptcy case will be revealed. More Important Info about Life after Bankruptcy 3 – Getting a credit card after bankruptcy can be a bit more challenging. Given that life after bankruptcy can mean dealing with some credit impacts, this fact may not be that surprising. This is because, when people have fresh bankruptcy cases on their credit reports/records, lenders and creditors can be reluctant to issue them the same types of credit as may have been available to them [...]

Life after Bankruptcy: 6 Facts to Know (Pt. 2)2019-02-20T15:24:44+00:00

Life after Bankruptcy: 6 Facts to Know (Pt. 1)


Pursuing bankruptcy can help people resolve some significant debt issues. In fact, by eliminating some of the more common and crushing debt people have (like credit card debt), bankruptcy can effectively provide people with a financial fresh start. Given, however, that successful bankruptcy cases are often a first step in the road to full financial recovery, in this blog series, we will take a closer look at what people can generally expect from life after bankruptcy. While the info herein is generally helpful, if you are ready to pursue the best debt relief options for you with the help of [...]

Life after Bankruptcy: 6 Facts to Know (Pt. 1)2018-02-15T19:18:29+00:00